Platinum Secured Credit Card from Capital One from Capital One

Secured Mastercard for Credit Building with Cash Back Rewards

Crunchly assessment of Platinum Secured Credit Card from Capital One from Capital One

The Platinum Secured Credit Card from Capital One is a Mastercard offering cash back rewards, ideal for those looking to build or rebuild credit. With no annual fee and a straightforward rewards structure, it provides flexibility in managing expenses while improving creditworthiness.

Designed for individuals with lower credit scores (300 FICO - 629 FICO), this card charges a variable APR of 29.99% for purchases and balance transfers, along with a 4.00% fee on transferred balances. It does not offer rewards on everyday purchases, emphasizing simplicity in financial management over earning potential.