Citi Diamond Preferred® from Citibank
Citibank Credit Card with 0% Intro APR on Purchases for 12 Months.
The Citi Diamond Preferred® credit card from Citibank offers a 0% introductory APR on purchases for 12 months from account opening, followed by a variable APR of 18.24% - 28.99%. Balance transfers also receive a 0% introductory APR for 21 months, but a 5% fee applies. The card lacks any rewards or perks, so it's primarily suitable for short-term balance transfers or financing large purchases.
Eligibility for the Citi Diamond Preferred® card is based on a recommended FICO credit score range of 670-850. It also charges a 3% foreign transaction fee, so frequent international travelers may want to consider alternative options. Additionally, the card has no annual fee, making it a simple and budget-friendly choice for those seeking basic credit card features.
